image

LEASE FINANCE


The leasing provides financial flexibility to enterprises for procurement of capital assets without blocking their own funds. Lease Financing is the principal fund based activity of Shwapna Finance & Investment Ltd.. Until now the company concentrated only on full payout financial lease transaction for financing a wide range of capital machinery, equipment and vehicles. We offer leasing as a modern financial instrument for managing corporate investments in movable equipment. Our customers represent different segments of local markets. We provide services to developing companies, stable middle-class enterprises and market-leading concerns. Now, Shwapna Finance & Investment Ltd. provides the following two types lease facilities:


Asset Backed Lease Financing

Asset backed financing against industrial machineries, commercial equipments, office equipments, generators, vehicles, vessels, engines, etc.


Sale & Lease Back

Financing against any of the existing (already procured/in-use) industrial machineries, commercial equipments, office equipments, generators, vehicles, vessels, engines, etc.


WHOM DO WE FINANCE?

Welcome to Shwapna Finance & Investment Ltd. offers mid and longer term financial solutions to a wide range of clienteles who are in their journey to emerge as promising corporate houses in near future. Our portfolio comprises of various private limited companies, partnership and proprietorship concerns with promising business opportunities. We offer different financial products to the potential clients considering the sponsors’ credential, management strength, sales growth, technical soundness, cost efficiency, future prospect and last but not the least their transaction behavior with other lenders and associates, if any.


TERMS AND CONDITIONS

The General Terms and Conditions are as follows:


Tenure
  1. Generally 3-5 years

Maximum loan limit
Maximum limit depends on
  1. Requirement and equity participation
  2. Merit of the proposal